How to protect your home from hail damage before the next storm hits

(BPT) - Smart, simple steps can help homeowners avoid expensive repairs this hail season.

As hailstorms grow more frequent and severe across many parts of the country, homeowners are looking for ways to better protect their properties. Mercury Insurance is sharing practical, affordable tips to help people safeguard their homes and avoid the high cost of hail-related damage.

With decades of experience insuring homes in high-risk regions, Mercury is committed to helping homeowners stay prepared — before the first hailstone falls.

"Many people don't realize how vulnerable their homes can be until it's too late," said Steve Bennett, Senior Director of Climate and Catastrophe Science at Mercury Insurance. "Taking a few preventive measures now can save thousands of dollars in repairs and offer peace of mind."

Hail protection checklist for your home:

  • Inspect and reinforce your roof:
    Check for missing or damaged shingles. If you live in a hail-prone area, consider upgrading to impact-resistant roofing materials.

  • Consider a FORTIFIED Roof upgrade:
    These roofs use sealed decks, stronger nailing patterns, and high-impact shingles to better withstand storms.

  • Install hail-resistant window film or shutters:
    This can minimize the chance of breakage and reduce damage from flying debris.

  • Trim nearby trees:
    Remove weak branches and keep trees maintained to prevent falling limbs during a storm.

  • Protect your car:
    Park vehicles in a garage or under cover when hail is in the forecast.

Why It Matters:

According to the National Oceanic and Atmospheric Administration (NOAA), hail causes billions in property damage every year. And 2025 is already shaping up to be one of the most active hail seasons on record.

Mercury encourages homeowners to review their insurance policies in advance and make sure they fully understand their coverage and deductibles.

To learn more about how Mercury Insurance can help you prepare for severe weather, visit www.mercuryinsurance.com/resources.

You can also get more hail storm preparation pro tips here: https://www.youtube.com/shorts/OAkTU8UN1HE.

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