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(StatePoint) Charitable giving and helping communities provide many of us with a sense of purpose and joy. However, giving back looks different for everyone. No matter your charitable giving goals, thoughtful planning can help tailor your str…

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(StatePoint) An adjustable-rate mortgage (ARM) is often discussed as an option to help lower initial costs and increase flexibility, particularly in a high-cost housing market. However, it’s important to understand how these loans work, their…